Let Premier Appraisals, Inc. take care of your appraisal needs

To many, an appraisal is simply a line item in the long list of items for a mortgage or refinance. And even though there are a multiplying number of automated home valuation systems that might appear more economical than an appraisal, practically all lenders still want a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to get an appraisal, but there are additional times when the services of a certified, independent real estate professional might be helpful.

Let Premier Appraisals, Inc. help you lower your mortgage payment

Dispute your tax assessment in Suffolk County

If you reside in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from Premier Appraisals, Inc. is your best evidence when building your case. We can assist you in appealing your tax assessment.

Eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask home owners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

Premier Appraisals, Inc. can give you a statement regarding the value of your home, and the cost of the appraisal can often be recovered in little time because you'll no longer be paying the PMI.

Order an appraisal from Premier Appraisals, Inc.

Order online

Settle a divorce with less stress

A divorce is often complicated by the burdensome decision of who keeps the house, and it can be a particularly traumatic event for both parties. Regardless of the circumstances, it's a good idea to get an appraisal from Premier Appraisals, Inc. so both parties are fully aware of the true market value of their property.

If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Determine an accurate and fair valuation for estate liquidation

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Move to or from Suffolk County through an employee relocation program

We know the stress involved with an employee relocation. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information about any recent sales or listings in their area that they want considered during our intensive inspection.

Sell your home quickly — for the right price

A professional appraisal will help you make a more informed decision when determining your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to finish the appraisal report.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market.

Let Premier Appraisals, Inc. assist you in selling your home quickly at the right price