Real estate appraisal services for homeowners in the city of Nesconset and Suffolk County

Here are the top reasons NY homeowners hire Premier Appraisals, Inc.:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to lower a monthly mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in NY by determining the true market value of real estate in question

Own a home in or near Nesconset, NY and need help determining the price of it?
Contact Premier Appraisals, Inc..

We at Premier Appraisals, Inc. understand the particular needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Premier Appraisals, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Challenging Suffolk county's assessment of your property

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Premier Appraisals, Inc. is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. A professional appraisal from Premier Appraisals, Inc. can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Premier Appraisals, Inc. can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.